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Does your current terminal allow you to accept the new EMV chip cards?

Since the Oct. 1, 2015 deadline created by major U.S. credit card issuers MasterCard, Visa, Discover and American Express, the liability for card-present fraud has shifted to whichever party is the least EMV-compliant in a fraudulent transaction.

Consider the example of a financial institution that issues a chip card used at a merchant that has not changed its system to accept chip technology. This allows a counterfeit card to be successfully used. If you're not able to accept these cards, the liability falls to you.  The change is intended to help bring the entire payment industry on board with EMV by encouraging compliance to avoid liability costs.




International Payment Solutions can assist you in securing EMV capable terminals for your business.  These are not leased or loaned terminals.  You own them! 

 

International Payment Solutions can reprogram most EMV capable terminals unless your current processor has locked the terminal to prevent future downloads.  Call us for more information at 844-483-1995.

 

Two of the most common EMV capable terminals are:

 

Verifone Vx520                       Ingenico iCT250